Social Security Estimator
Estimate monthly and lifetime Social Security benefits.
This estimator uses a simplified benefit formula and adjusts for claim age and expected cost-of-living increases.
Your information
Claim age affects the benefit amount.
Results
Output based on the inputs above.
Estimated monthly benefit
$2,400
Estimated annual benefit
$28,800
Claim age adjustment
0%
Estimated lifetime benefits
$699,764
Estimated monthly benefit: $2,400, or $28,800 per year.
Definitions
- COLA
- Cost-of-living adjustment.
- USD
- United States dollars.
Assumptions
- Benefit estimate uses a simplified 40% of earnings formula.
- Claiming before 67 reduces benefits, after 67 increases them.
- COLA increases are applied annually.
Last updated: 2026-02-01
FAQ
Is this an official SSA calculation?
No, this is a simplified estimate for planning.
How does claim age affect benefits?
Claiming before 67 reduces benefits, while claiming after 67 increases them.
What is COLA?
It is a cost-of-living adjustment applied annually.